Table of contents
The Adult Manual
Search the manual
Ready to read
- How bank accounts workReady to read · Money Stuff
- Checking accounts versus savings accountsReady to read · Money Stuff
- How to open a bank accountReady to read · Money Stuff
- How debit cards workReady to read · Money Stuff
- How credit cards workReady to read · Money Stuff
- What a credit score isReady to read · Money Stuff
- How to build creditReady to read · Money Stuff
- What damages your creditReady to read · Money Stuff
- How interest worksReady to read · Money Stuff
- What APR meansReady to read · Money Stuff
- How loans workReady to read · Money Stuff
- How to make a budgetReady to read · Money Stuff
- How to save moneyReady to read · Money Stuff
- Emergency fundsReady to read · Money Stuff
- Understanding debtReady to read · Money Stuff
- How to pay off debtReady to read · Money Stuff
- What happens when you miss paymentsReady to read · Money Stuff
- Understanding inflationReady to read · Money Stuff
- What investing meansReady to read · Money Stuff
- Retirement accounts, including 401(k)s and IRAsReady to read · Money Stuff
- How to recognize financial scamsReady to read · Money Stuff
- What taxes actually areReady to read · Taxes & Paperwork
- Why people pay taxesReady to read · Taxes & Paperwork
- What filing taxes meansReady to read · Taxes & Paperwork
- Who needs to file taxesReady to read · Taxes & Paperwork
- How to file a tax returnReady to read · Taxes & Paperwork
- What a W-2 isReady to read · Taxes & Paperwork
- What a 1099 isReady to read · Taxes & Paperwork
- What a W-4 isReady to read · Taxes & Paperwork
- How tax brackets workReady to read · Taxes & Paperwork
- Tax deductions versus tax creditsReady to read · Taxes & Paperwork
- What a tax refund isReady to read · Taxes & Paperwork
- What happens if you owe taxesReady to read · Taxes & Paperwork
- What happens if you miss a filing deadlineReady to read · Taxes & Paperwork
- Self-employment taxesReady to read · Taxes & Paperwork
- Understanding Social Security numbersReady to read · Taxes & Paperwork
- Important documents to keepReady to read · Taxes & Paperwork
- How to replace lost identificationReady to read · Taxes & Paperwork
- How to register to voteReady to read · Taxes & Paperwork
- What jury duty isReady to read · Taxes & Paperwork
- How government benefits workReady to read · Taxes & Paperwork
- How to find an apartmentReady to read · Living Somewhere
- How apartment applications workReady to read · Living Somewhere
- Understanding rentReady to read · Living Somewhere
- What a lease isReady to read · Living Somewhere
- How to read a leaseReady to read · Living Somewhere
- What a security deposit isReady to read · Living Somewhere
- First month’s rent and other upfront costsReady to read · Living Somewhere
- Understanding utilitiesReady to read · Living Somewhere
- Setting up electricity, gas, water, and internetReady to read · Living Somewhere
- What renters insurance isReady to read · Living Somewhere
- What landlords are responsible forReady to read · Living Somewhere
- What tenants are responsible forReady to read · Living Somewhere
- What to do when something breaksReady to read · Living Somewhere
- How to communicate with a landlordReady to read · Living Somewhere
- Living with roommatesReady to read · Living Somewhere
- Moving out for the first timeReady to read · Living Somewhere
- Breaking a leaseReady to read · Living Somewhere
- What eviction meansReady to read · Living Somewhere
- Getting your security deposit backReady to read · Living Somewhere
- Moving checklistsReady to read · Living Somewhere
- Renting versus buyingReady to read · Buying a Home
- How much buying a home actually costsReady to read · Buying a Home
- What a mortgage isReady to read · Buying a Home
- How mortgage payments workReady to read · Buying a Home
- What a down payment isReady to read · Buying a Home
- What mortgage preapproval meansReady to read · Buying a Home
- Fixed-rate versus adjustable-rate mortgagesReady to read · Buying a Home
- What closing costs areReady to read · Buying a Home
- How home inspections workReady to read · Buying a Home
- What property taxes areReady to read · Buying a Home
- What homeowners insurance isReady to read · Buying a Home
- What an HOA isReady to read · Buying a Home
- Understanding escrowReady to read · Buying a Home
- What home equity meansReady to read · Buying a Home
- What refinancing isReady to read · Buying a Home
- How to maintain a homeReady to read · Buying a Home
- Unexpected homeownership expensesReady to read · Buying a Home
- Selling a homeReady to read · Buying a Home
- How to find a jobReady to read · Working & Jobs
- How to write a resumeReady to read · Working & Jobs
- How to apply for jobsReady to read · Working & Jobs
- How interviews workReady to read · Working & Jobs
- Understanding job offersReady to read · Working & Jobs
- How to negotiate payReady to read · Working & Jobs
- Hourly wages versus salariesReady to read · Working & Jobs
- How paychecks workReady to read · Working & Jobs
- Gross pay versus net payReady to read · Working & Jobs
- Why money gets deducted from paychecksReady to read · Working & Jobs
- Employee benefitsReady to read · Working & Jobs
- Paid time offReady to read · Working & Jobs
- Sick leaveReady to read · Working & Jobs
- Understanding employment contractsReady to read · Working & Jobs
- Workplace rightsReady to read · Working & Jobs
- Full-time versus part-time employmentReady to read · Working & Jobs
- Employees versus independent contractorsReady to read · Working & Jobs
- How freelancing worksReady to read · Working & Jobs
- How to quit a job professionallyReady to read · Working & Jobs
- What to do if you lose your jobReady to read · Working & Jobs
- How unemployment benefits workReady to read · Working & Jobs
- How health insurance worksReady to read · Health & Insurance
- How to choose an insurance planReady to read · Health & Insurance
- Premiums, deductibles, and copaysReady to read · Health & Insurance
- What an out-of-pocket maximum isReady to read · Health & Insurance
- In-network versus out-of-network providersReady to read · Health & Insurance
- How to find a doctorReady to read · Health & Insurance
- How to make a medical appointmentReady to read · Health & Insurance
- Primary care versus specialistsReady to read · Health & Insurance
- What referrals areReady to read · Health & Insurance
- Understanding medical billsReady to read · Health & Insurance
- How prescription coverage worksReady to read · Health & Insurance
- What to do if you receive a large medical billReady to read · Health & Insurance
- What dental insurance coversReady to read · Health & Insurance
- What vision insurance coversReady to read · Health & Insurance
- Understanding medical recordsReady to read · Health & Insurance
- What to do in a medical emergencyReady to read · Health & Insurance
- How to organize medical documentsReady to read · Health & Insurance
- How to do laundryReady to read · Everyday Life Skills
- Understanding clothing care labelsReady to read · Everyday Life Skills
- How to clean a homeReady to read · Everyday Life Skills
- Which cleaning products to useReady to read · Everyday Life Skills
- Cleaning products that must never be mixedReady to read · Everyday Life Skills
- How to grocery shopReady to read · Everyday Life Skills
- Understanding expiration and food safety labelsReady to read · Everyday Life Skills
- Basic cooking techniquesReady to read · Everyday Life Skills
- How to plan mealsReady to read · Everyday Life Skills
- How to store food safelyReady to read · Everyday Life Skills
- Basic first aidReady to read · Everyday Life Skills
- How to use a fire extinguisherReady to read · Everyday Life Skills
- How to unclog a drainReady to read · Everyday Life Skills
- How to reset a circuit breaker safelyReady to read · Everyday Life Skills
- When to call a professional for repairsReady to read · Everyday Life Skills
- Basic car maintenanceReady to read · Everyday Life Skills
- How car insurance worksReady to read · Everyday Life Skills
- What to do after a car accidentReady to read · Everyday Life Skills
- How to organize bills and appointmentsReady to read · Everyday Life Skills
- How to prepare for emergenciesReady to read · Everyday Life Skills
- What a contract isReady to read · Legal & Life Decisions
- How to read a contractReady to read · Legal & Life Decisions
- What signing a contract meansReady to read · Legal & Life Decisions
- What to do before signing legal documentsReady to read · Legal & Life Decisions
- How to recognize scamsReady to read · Legal & Life Decisions
- What identity theft isReady to read · Legal & Life Decisions
- What to do if your identity is stolenReady to read · Legal & Life Decisions
- Understanding consumer rightsReady to read · Legal & Life Decisions
- What small claims court isReady to read · Legal & Life Decisions
- How to find legal helpReady to read · Legal & Life Decisions
- What a will isReady to read · Legal & Life Decisions
- What power of attorney meansReady to read · Legal & Life Decisions
- What an advance healthcare directive isReady to read · Legal & Life Decisions
- Marriage-related paperworkReady to read · Legal & Life Decisions
- Understanding name changesReady to read · Legal & Life Decisions
- How to keep important documents organizedReady to read · Legal & Life Decisions
Chapters
Money Stuff
Banking, budgeting, credit, saving, loans, debt, and retirement.
“Where does it all go?”
Taxes & Paperwork
Filing taxes, government documents, identification, and official responsibilities.
“Forms. So many forms.”
Living Somewhere
Renting apartments, understanding leases, paying rent, utilities, moving, and dealing with landlords.
“Four walls, a lot of bills.”
Buying a Home
Mortgages, down payments, inspections, closing costs, property taxes, and homeownership.
“Escrow? Never heard of her.”
Working & Jobs
Paychecks, employment contracts, benefits, workplace rights, and freelancing.
“Why is my paycheck smaller?”
Health & Insurance
Medical insurance, appointments, deductibles, bills, and healthcare systems.
“Deductible, copay, premium… huh?”
Everyday Life Skills
Cooking, cleaning, laundry, home repairs, grocery shopping, and basic maintenance.
“Sorting laundry is a skill.”
Legal & Life Decisions
Contracts, legal documents, wills, consumer rights, and important decisions.
“Read before you sign.”
A–Z index
F
H
- Hourly wages versus salaries
- How apartment applications work
- How bank accounts work
- How car insurance works
- How credit cards work
- How debit cards work
- How freelancing works
- How government benefits work
- How health insurance works
- How home inspections work
- How interest works
- How interviews work
- How loans work
- How mortgage payments work
- How much buying a home actually costs
- How paychecks work
- How prescription coverage works
- How tax brackets work
- How to apply for jobs
- How to build credit
- How to choose an insurance plan
- How to clean a home
- How to communicate with a landlord
- How to do laundry
- How to file a tax return
- How to find a doctor
- How to find a job
- How to find an apartment
- How to find legal help
- How to grocery shop
- How to keep important documents organized
- How to maintain a home
- How to make a budget
- How to make a medical appointment
- How to negotiate pay
- How to open a bank account
- How to organize bills and appointments
- How to organize medical documents
- How to pay off debt
- How to plan meals
- How to prepare for emergencies
- How to quit a job professionally
- How to read a contract
- How to read a lease
- How to recognize financial scams
- How to recognize scams
- How to register to vote
- How to replace lost identification
- How to reset a circuit breaker safely
- How to save money
- How to store food safely
- How to unclog a drain
- How to use a fire extinguisher
- How to write a resume
- How unemployment benefits work
U
- Understanding clothing care labels
- Understanding consumer rights
- Understanding debt
- Understanding employment contracts
- Understanding escrow
- Understanding expiration and food safety labels
- Understanding inflation
- Understanding job offers
- Understanding medical bills
- Understanding medical records
- Understanding name changes
- Understanding rent
- Understanding Social Security numbers
- Understanding utilities
- Unexpected homeownership expenses
W
- What a 1099 is
- What a contract is
- What a credit score is
- What a down payment is
- What a lease is
- What a mortgage is
- What a security deposit is
- What a tax refund is
- What a W-2 is
- What a W-4 is
- What a will is
- What an advance healthcare directive is
- What an HOA is
- What an out-of-pocket maximum is
- What APR means
- What closing costs are
- What damages your credit
- What dental insurance covers
- What eviction means
- What filing taxes means
- What happens if you miss a filing deadline
- What happens if you owe taxes
- What happens when you miss payments
- What home equity means
- What homeowners insurance is
- What identity theft is
- What investing means
- What jury duty is
- What landlords are responsible for
- What mortgage preapproval means
- What power of attorney means
- What property taxes are
- What referrals are
- What refinancing is
- What renters insurance is
- What signing a contract means
- What small claims court is
- What taxes actually are
- What tenants are responsible for
- What to do after a car accident
- What to do before signing legal documents
- What to do if you lose your job
- What to do if you receive a large medical bill
- What to do if your identity is stolen
- What to do in a medical emergency
- What to do when something breaks
- What vision insurance covers
- When to call a professional for repairs
- Which cleaning products to use
- Who needs to file taxes
- Why money gets deducted from paychecks
- Why people pay taxes
- Workplace rights
Bold = ready to read. Grey = upcoming.
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